NGL AssetGuard policies are built on a life insurance chassis, so they grow tax free. It is simple growth, paid daily.
NGL is very unique in the fact that it can pay death benefits next business day in most states, without a death certificate. So the funeral is paid for and any remaining funds go to the estate or a named beneficiary. This is extremely helpful to the family.
NGL provides the irrevocable trusts free of charge, so there are no trustee or administer fees. This is a great selling point for some clients.
NGL does not require Errors & Omissions insurance for agents.